Tag Archives: Capital

WIMS Client Spotlight Lincoln James Capital

WIMS Client Spotlight: Lincoln James Capital

Lincoln James Capital is a commercial real estate firm based in Charlotte, NC, but operating throughout the South East USA, that specializes in arranging debt for their multifamily and commercial real estate clients’ needs. They operate daily to earn their reputation as a customer-focused, honest, and dedicated company. Lincoln James Capital simplifies the process of getting the commercial loans you need, so you can move forward with confidence.

They’ve completed over $1 billion in commercial loan transactions.

Lincoln James Capital Specializes in arranging financing for commercial real estate properties and businesses through their expansive network of lenders. With lots of loan program options to choose from, they offer you mortgage alternatives that suit your specific loan situation. And every aspects of the loan process—from the initial loan application to closing are handled by their carefully selected mortgage and in-house closing experts. This helps to speed up the entire loan process and get you the best mortgage terms within a shorter period. Their ultimate goal is to save their clients time and money!

Their core tenants include:

  • Commercial Real Estate Financing Unleashed – They provide creative financing solutions to commercial property owners through their extensive lender relationships, in-depth market knowledge, and the determination to exceed expectations.
  • Certainty of Execution – In uncertain times, their clients have come to trust that they will deliver on what they’ve promised.
  • Philosophy of Excellence – Integrity. Professionalism. Execution. Their philosophy of excellence demands the highest level of honesty, professionalism, and execution.

Visit their website and reach out to their Managing Partner Sokoni Scott to learn more about how they can help you get the financing you need for your commercial real estate project.

While you’re their make sure to check out their case studies section too!

 

About Mike Simmons & WIMS Consulting

Mike Simmons is the CEO of WIMS Consulting, a consulting firm and full-service marketing and sales agency specializing in marketing strategy, CRM programs, digital marketing, website development, business development, and additional services operating primarily in Charlotte, Miami, Tampa, and Southern California among other cities around the country. The firm’s ventures include equity positions in the following portfolio companies as well: EolianVR, ARRE (Augmented Reality Real Estate), Sunny Money Solar, and LDR BRD.

WIMS Client Spotlight EF Hutton

WIMS Client Spotlight: EF Hutton

EF Hutton is a fast-paced high-growth global investment bank founded by experienced investment professionals that have collectively financed over $250 billion for public and private companies alike. They offer strategic advice and financing solutions to middle market and emerging growth companies across the globe. With the focus of a boutique investment bank and the support of a global syndicate network, EF Hutton is the ideal strategic partner.

The EF Hutton proprietary platform includes hundreds of brokers and over $6 billion in assets under management between the UK and the US, allowing them access to capital across two of the world’s most developed and wealthy markets. Their unique organizational structure affords them access to capital on a transcontinental scale.

  • Large Global Syndicate Network
  • Strong Institutional Fund Network
  • 16,000 Active Clients
  • 500 Finance Professionals
  • $6 Billion Assets Under Management
  • Proprietary Global Network With A Presence In Every Market

At EF Hutton, they conduct all aspects of their business with the utmost integrity. They are dedicated to providing objective strategic advice and financing solutions to companies across the globe.

Powerful Partnerships:

EF Hutton’s dynamic operating structure offers a unique alternative to traditional middle market investment banks. EF Hutton is a division of Kingswood USA, a subsidiary of Kingswood Group (AIM:KWG); the synergies of these divisions and direct access to KWG provides EF Hutton a unique global presence and broad platform outreach. Their differentiated equity platform allows for cross border access to global asset managers, banks, middle market credit funds, family offices, and specialty lenders. Since the founding of EF Hutton in May of 2020, they have found the Kingswood Group to be a powerful partner that shares our vision of rapid expansion.

About EF Hutton

EF Hutton (formerly Kingswood Capital Markets), division of Benchmark Investments, LLC is a global, full-service investment bank headquartered in New York, New York. EF Hutton is a division of Benchmark Investments, LLC, a subsidiary of Kingswood US, LLC, an indirect subsidiary of Kingswood Holdings Limited (AIM: KWG). The synergies and direct access to Kingswood Holdings Limited provide EF Hutton with a unique global presence and broad platform outreach to ensure success for its clients.

About Kingswood Holdings Limited

Kingswood Holdings Limited (trading as Kingswood) is an AIM-listed (AIM: KWG) international, fully integrated wealth management firm with approximately 18,000 active clients and approximately $8.7 billion of assets under advice and management. Securities are offered through Benchmark Investments, LLC, Member FINRA/SIPC.

Contact

Joseph T. Rallo, CEO

590 Madison Avenue, 39th Floor, New York, NY 10022

[email protected]

About Mike Simmons & WIMS Consulting

Mike Simmons is the CEO of WIMS Consulting, a consulting firm and full-service marketing and sales agency specializing in marketing strategy, CRM programs, digital marketing, website development, business development, and additional services operating primarily in Charlotte, Miami, Tampa, and Southern California among other cities around the country. The firm’s ventures include equity positions in the following portfolio companies as well: EolianVR, ARRE (Augmented Reality Real Estate), Sunny Money Solar, and LDR BRD.

Starting a Company: When Do You Quit Your Day Job?

At a recent Charlotte Business Group event I moderated a panel on entrepreneurship. We hit various topics that provided the audience with a ton of value, so I wanted to share some of the key takeaways from the discussion with you. The event featured a great group of local entrepreneurs that covered a wide range of topics about starting, and running, a company.

Our panelists included:

To begin, as far as the “when do you quit your day job” question, there wasn’t a specific answer that fit everyone, as it’s a deeply personal situation. It truly varies for every individual. And in some cases, the answer is never. So, as you can imagine, most of the conversation surrounded providing details about what worked for each of the panelists, as well as them offering various ideas with respect to the way they thought about (act acted on) that at the time.

That being said, below are some of the key takeaways from the evening. There was a lot to unpack and share so I may come back and edit/add more in the coming days.

Ideas for businesses come from a variety of places. In some cases, you can innovate, break, and then reinvent the wheel. In others you can make small tweaks to existing business models that work elsewhere. Or you can find a specific niche and build from there. Business opportunities arise from a multitude of potential catalysts. One great takeaway that stuck with me was to use Bill’s “if you spend 30 minutes researching a problem and aren’t sold something (i.e. served ads) within that time frame you just might have a business idea.”

Just Start. You need to have a little bit of risk involved; you can never get rid of it completely so don’t let that keep you from starting. You don’t need to have absolutely everything figured out. The important thing is to take action consistently. Bill had another great gem; he created a list of 100 things/task and did 1 a day. By sticking to that he started his company in 100 days.

You don’t always NEED to quit your day job. It’s ok to keep your day job long term, keep it for a while as you get traction in the business, or “jump off the cliff and build the plane on the way down.” Everyone has a different risk tolerance and level of resources available to them. Others like Chris just like and prefer continuing to keep their job as they grow their businesses and don’t feel the need to quit.

Know your target market. Learn about what they value, the problems they need solved, and what needs they need met. These are the fundamental elements of launching a business. Market fit is crucial to identify the initial opportunity. Scalability comes later.

Create systems to lean on. As you build your business you want to create systems, procedures, automations, etc. to make sure the business can (eventually) run without you. You don’t need the latest and greatest technology for this, just implement processes that work to help you stay on top of managing everything as things can get overwhelming quickly.

Delegate the things you’re not good at. Pretty much everyone mentioned getting a good bookkeeper/accountant to manage the finances (as that wasn’t necessarily any of their strengths). That’s just an example to reiterate that in order to grow your business you need help and need to be able to delegate the tasks that aren’t suited to your strengths. This may take time as resources are limited, you may need to wear many hats in the beginning, but make this a priority as soon as you can.

There are a variety of ways to fund your business depending on your goals. This is yet another personal preference. Some people bootstrap, building with sales and revenue as they go. That was Elechia’s preferred approach as she met with doctor after doctor, potential patient after patient and growing along the way. Others raise money from investors to continue growing and scaling. You can also leverage debt with SBA loans, etc. There is plenty of research out there about ways to fund and grow your business.

Know what your long-term goals are. While you don’t need to do this first, eventually you should try to have an exit strategy in mind (or the lack there of) as you initially build your business. Whether you plan to eventually sell it, build a business you want to work at for the long haul, or simply want a side-hustle, they’re all fine as long as you’re transparent and honest with yourself and your partners.

All that being said, it’s ok to just have a short-term side hustle that only lasts a year or two and provides some additional income along the way. There doesn’t have to be a long-term vision if that’s your primary objective. As was mentioned several times, each situation and individual is different.

There are many other things to consider when starting and running a business. This was just a small snapshot of a great evening filled with plenty of additional takeaways. What are some of the things you’d add to the list?

The Charlotte Business Group has a lot more educational events like this planned where we share knowledge and experiences from local professionals. We aim to continue nurturing the business and entrepreneurial spirit and providing opportunities for the community to do so. Make sure to keep an eye our for the upcoming schedule!

Seed Round Capital

Notes on Raising Seed Round Capital

Throughout the past few years, I’ve helped lead a couple of seed round funding for company’s that I’m a co-founder of. While I’ve assisted and consulted many startups prior to that with raising money, doing it from this perspective was quite different. I won’t admit to knowing absolutely everything, but I’ve certainly learned a few things along the way that are worth sharing if you’re in a similar situation or considering it.

Seed round funding takes significantly longer than you think it will, even if you’re just going after “friends and family”. Start reaching out to potential investors at least 6-9 months before you think you’ll need the funds as it can easily take that long to close the deal and collect the check.

How are you going to structure your company, and the investment? Delaware C-Corp’s are a common favorite structure and get a ton of attention, but you don’t necessarily need to structure it that way. Do you want to offer a convertible note or do a straight equity investment (or equity crowd funding – which is a whole other game)? There are pros and cons to each of these decisions, so it really just comes down to preference and seeking expert counsel.

Get serious about documentation as there’s a ton of it required. These deals are a negotiation, so anticipate there to be red lining for edits on a term sheet contract, additional concessions will be asked for, etc. Secure an attorney to assist you with this side of things. While you can start with a template, always get approval from a professional before executing the deal and finalizing documentation. It will help you later.

Your valuation is likely too optimistic. But even then, a valuation is always subjective. Your true valuation is essentially what you can convince someone your company’s worth. Remember no business plan or pitch book in the history of the world was 100% accurate with their projections. Make sure your work comes across as thoughtful and realistic however to show the potential investor that you did the work and aren’t just flying by the seat of your pants.

A “yes” isn’t really a yes until the money has been transferred. Don’t count your chickens and start deploying capital until you have received it. You can get a yes (or what you perceive to be a yes) on a deal but then when it comes time to complete a wire transfer the investor can get a little gun shy. Things happen, whether they get push back from their spouse, the market takes a downturn, or perhaps it’s some other random unexpected occurrence, a deal isn’t truly closed until you have the money in hand.

Collecting the funds isn’t where it ends, rather it’s just the beginning. After you receive the investment capital, then you have to execute the vision, deliver on what you said you were going to, provide further documentation along the way, communicate progress regularly, and ideally turn a profit so you can return the capital back along with a sizable return on their investment. Not sure which is the hard part? They all are.

What are some of the things you’ve learned along the way? There are so many others to consider. I always love hearing, and learning from, a good case study about your personal experience raising funds if you’re willing to share.

Market Contraction

The Coming Market Contraction & What it Means for Your Business

After a nearly decade long recovery period, it’s starting to look and feel like the time for an economic contraction is on the horizon. It likely won’t come for another year or so yet (if we’re lucky), but based on the history of our country, it’s certainly inevitable at some point.

A lot of the experts, economists, and pundits are starting to sound the alarm already. Things like the student loan debt crisis, 2018 interest rate hikes, the collapse of retail, and the toxic political climate, are all going to come to a head and likely trigger it. Forbes, Inc. Magazine, CNBC, Bloomberg, Seeking Alpha, and Newsmax are just a sampling of publications that have had a relatively recent article about it.

Now I’m very much an optimist, so I don’t want you to interpret my prediction of a market downturn as me being pessimistic. On the contrary, I think recessions can be an incredible opportunity for those who are prepared for them. Historically, a lot of fortunes were made in the years during and shortly after economic recessions. Not to mention, regardless of whether the stock market goes up or down, someone is always making a lot of money.

While I’m no economist, I am fortunate to be able to work with a lot of people with brilliant business minds and insight into the mysterious world of macro market forces. My suggestion (if you made it this far I’m guessing you care enough to read it) is to keep an open mind to start being proactive before it’s too late. I know a lot of you might be a bit too young to really remember 2008, but if you think back to past recessions they always seem to abruptly appear to come out of nowhere and catch people off guard. One day everyone is riding high with exuberance and the next day the bottom falls out. Clearly, it’s possible and likely that it happens this way again.

I’m not saying to run around being worried or dwelling on this. I’m simply recommending that you start tightening your belt a bit now while you can. Rein in those spending habits that may have gotten a little out of control lately. Perhaps consider cashing out on a few things while values are high and take some chips off the table. Otherwise, you could end up falling into the preventable trap of being forced to sell assets at the bottom.

Simultaneously you should also be going all-in on growing your business too. I know that may sound contradictory but investing in revenue/income generating activities is and always will be a wise move. A lot of people will be out of the game when the day comes and being able to perform a land grab because your business is dialed in can be a life changing opportunity.

Start thinking strategically about the next 1-3 years and what they could mean for you and your business. Instead of hiring several full-time employees consider leveraging a consulting firm so you have more flexibility. Make the commitment to increase your emphasis on sales and marketing even more. It’s tax season right now, so it’s a great time to really look at your numbers and analyze your financial data to identify weak spots or areas for improvement.

Hey, perhaps myself and others will end up being wrong about the timing of it. Maybe the next recession doesn’t come for another 3 to 5 years instead. Either way, would your business not be better off be taking those steps sooner rather than later?

I’d love to hear your thoughts on the subject! If you agree with me I’d be interested to hear what steps you’re currently taking. And if you think I’m crazy, I’d still like to hear why you think we have nothing but blue skies ahead.

WIMS Client Spotlight: GNEISS (Global Network Encryption Investment Security Service) Ethereum Blockchain

GNEISS App Takes Development to Next Level; Launches Alpha to Users
New, Charlotte-based player in blockchain brings new value to crypto-tokens, smart contracts & economy.

Global Network Encryption Investment Security Service (GNEISS) officially launched the Alpha version of their much-anticipated App to the public.

GNEISS is the newest player in the blockchain platform space, crafting and adding unprecedented value and security for users. With its exchange platform, GNEISS users can create, transact, and destroy any crypto-asset or smart contract in a personal “E-Vault” utilizing the Ethereum blockchain. The GNEISS app is built to replace traditional dependency upon third-party market vendors (such as banks) for transactions and to provide a unique capacity for users to easily create crypto-assets of their choosing to trade in a digital marketplace via smart contracts.

Each GNEISS user who registers for the app via the website will have secure access to a private E-Vault. Although this is required by law to uphold any smart contracts made, the GNEISS app development team has gone to great measures to provide an added security measure.

Starting today, users will have the ability to create, send, and trade their own crypto-asset with the built in smart contracts of Privacy, Mint/Burn, Transaction and Interest Tax. Users will be able to trade a number of fiat currencies including: the U.S. Dollar (USDT), the Euro (EURT), Chinese Yuan (CNYT), Great Britain Pound (GBPT), Canadian Dollar (CADT), and the Australian Dollar (AUDT).

“This launch gives people the ability to create their own crypto-tokens and smart contracts,” Founder Michael Morton stated. “We have had six fiat currency pairs tethered for weeks which means users can start trading the world’s most-traded forex pairs on the GNEISS platform.”

This Alpha version is just the beginning.  Secured, smart contracts, including (but not limited to) derivatives, insurance and loans are in the process of completion as are DAOs. As well, a decentralized mobile app is set for completion by the end of 2017. It is reported that a Beta version will be available by the end of Q3 2017. The full launch of the platform will happen in early 2018.  All appropriate paperwork has been filed to list GNEISS on Poloniex; the company anticipates listing on that exchange in the next several weeks.

Morton is adamant that GNEISS has the power to transform investing in what he calls a ‘trustless economy’. “GNEISS will revolutionize financial transactions between people as much as the internet changed the transmission of data,” he says. “It will bring into existence an open, free, and accessible market powered by blockchain technology which will put the power of Wall Street into people’s hands – where it should be.”

ABOUT GNEISS
Unlock the power of the blockchain, and take control of your financial freedom. GNEISS is the first peer-to-peer blockchain platform that allows the creation of any financial contract middleman-free by leveraging the power of blockchain technology. GNEISS can do everything financial marketplaces can do – only better, cheaper, faster, peer-to-peer, and more efficiently. Welcome to the GNEISS Revolution. For more information, please visit GNEISS.io.

10Kto10X The WIMS Blast Off Bundle

10Kto10X: The WIMS Blast Off Bundle

Whether you’re launching a completely new business, legitimizing a side hustle, or going back to the drawing board with an existing entrepreneurial endeavor, The WIMS Blast Off Bundle is the perfect solution to help you get started and hit the ground sprinting. Whether you’re a first-time entrepreneur or of the serial variety you know that getting your brand and marketing on point is crucial. So, while you focus on building your business and doing what you do best, leave that part to us.

The WIMS Blast Off Bundle includes the following:

  • Website (Created w/ Wix)
    • 5 pages: landing page, contact, about, product/service, bonus (client’s choice).
    • Mobile Friendly.
    • Standard SEO optimized.
  • Video
    • Corporate landing page video (up to 3 minutes).
    • Half day, onsite shoot.
    • Up to 4 interviews with partners, employees, clients, and/or testimonials.
    • Includes music/GFX, B-roll, editing, and post production.
    • Condensed version for social media (30 seconds).
  • Social Media Activation
  • Content
    • Press Release.
    • Launch blog post.
  • Creative
    • Logo
    • Branding Kit.
    • Stationary (Business Card, Letterhead, etc.)
  • 4-hour one-on-one strategy session to get launched. Time allocated for feedback, editing, etc. as well.
  • $250 cash commission for referrals (upon completion of project).

*Restrictions

The following options are considered upgrades and not included in the 10Kto10X package. However, we would be thrilled to accommodate you for an additional fee on an ad-hoc basis.

  • Website – e-commerce functionality.
  • Video – access to Drone and 360 videos.
    • Travel across the country is possible and negotiable on a case by case basis.
    • The specific package will be discussed prior to launch, and additional options are available on an appropriate basis.

**10X does not imply a 100% guaranteed 10X return on revenue.

Visit https://www.wims-consulting.com/10kto10x if you’re interested in registering.

Running out of Runway

Running Out of Runway

Typically I don’t discuss my personal life or experiences in this forum, I now realize how much of a missed opportunity that has been. While people sometimes enjoy reading how-to guides and the “Top 10 Tips for X,” it’s the personal, and hopefully relatable stories that really move people and resonates with them. This story is about the moment when you get the sobering realization that you are speeding rapidly down the runway, and you better take off very soon…

So, a couple of weeks ago, my fiancé and I were invited out to dinner with my future in-laws. Initially it seemed normal enough, and I didn’t think much of it as dinner with them is pretty common. But then all of a suddenly it dawned on me, I was about to get grilled.

To set the scene a bit, while my future father-in-law is one of the nicest men around and we do have a great relationship, he is also a typical alpha-male and very successful self-made entrepreneur in the aviation industry. He knows better than anyone the struggle it is to start your own business, but at the same time he also has his only daughter’s present and future to be concerned about, and he wanted reassurance that both were in good hands.

Now, I’m an eternal optimist for the most part, so I excitedly began telling him about all the amazing opportunities I have going on, the wonderful current clients and projects, the great prospective ones coming up, etc. Success is a foregone conclusion in my mind, and only a matter of time. The thought of failure doesn’t even cross my mind.

Needless to say, he was thoroughly unimpressed. He had heard similar things like this from me before but at this point wanted to see real tangible results. He now wanted me to put a deadline on when, if I wasn’t making enough money that I would give up my dream, face reality and get a real job to make real money. Up until this conversation I hadn’t really made the connection that what some people (like myself) consider optimism, others consider bull shit. I can’t say I blame him. After all, over a very long career he’s seen it all before, and seen many optimistic young men just like me with all the passion in the world still fail.

Gulp!

While I was feeling pretty down after this conversation, I certainly wasn’t going to let it defeat me. After the initial sting wore off I realized that I had two choices: I could take his advice and go update my resume, or I could use it as motivation to light a fire and get back to work.

Obviously I chose the latter, as some of the recent success I’ve been having prior to this was extremely encouraging and I just know that this is what I’m meant to be doing. But I also knew that I needed to tweak my approach.

Now I have simplified my priorities to the following: provide exceptional service for the clients I already have, track my time and bill them regularly (unfortunately collecting is by far the hardest part of being an entrepreneur), and then focus on bringing in new business after the first two are covered.

At the time it was a very awkward and uncomfortable conversation with my future father-in-law, but in hindsight it was very necessary. In the couple weeks since I’ve been much more focused and disciplined in the day-to-day operations of my business. I’ve always had a keen instinct for self-preservation (that’s even more so now that I have others to take care of as well) so there’s really no greater motivation than realizing that if you don’t soon take off, you’re going to crash and burn.

Hathrup Logo

Hathrup.com Entering Beta Testing Phase

Hathrup.com is launching the beta testing phase of it’s website and platform that primarily focuses on making access to capital for entrepreneurs more convenient and significantly easier.

April 9, 2015 (USA) – Hathrup Capital Funding, LLC (HCF), a website platform that offers entrepreneurs, start-ups, inventors, and investors an opportunity to connect and help each other, has announced the launch of the beta testing phase for it’s socially interact website and “FundMeNow” program.

“As entrepreneurs and investors ourselves, too many times we have seen and experienced numerous ideas fizzling out because of the lack of capital. As a team, we have struggled to raise seed capital in ventures we have done in the past and met with too many people that gave us a reason why we could not create and achieve our dream,” states Henry Norom, Co-Founder and CEO of Hathrup.

This recurring problem spawned the idea of using the peer-to-peer business model, made popular by companies such as Uber and AirBNB, to bridge the vast gap that exists for entrepreneurs seeking funding to achieve the American dream. The idea evolved over time, leading to the social media like platform, which is now something of a cross between Facebook, LinkedIn, and Kickstarter, but for primarily geared towards connecting entrepreneurs, investors, and the many ancillary people that help support them.

Further, most of the existing solutions out there focus primarily on start-up tech companies that offer innovative products and services, yet the vast majority of entrepreneurs with service business (80% or so of small businesses) are left out. They may not have a sexy idea that will change the world, but they have solid businesses that need access to start-up capital as well. Whether someone wants to open a hair salon, photography business, or even an independent legal or accounting firm, Hathrup will help facilitate. These businesses may not get the attention of some of the larger VC funds, but they deserve the opportunity to achieve the American dream as well.

As Hathrup’s mission states, it wanted to bridge elements of what makes all these ideas and companies successful, while stripping away the downsides in order to create a more complete product specifically tailored to improve the lives of users, not exploit them.

An excerpt from their mission reads:

“Hathrup is a free, capital-funding facilitating technology company. We are a non-bank/untraditional finance company. We are a social media/social networking company specifically for entrepreneurs and their family and friends. We are a crowd-funding company, without the strangling limitations of high minimums and the must-reach-your-arbitrary-goal-to-actually-get-funded restrictions. We are a peer-to-peer company that allows you to receive a direct financial contribution to your company via our FundMeNow program, which is facilitated by PayPal, giving you access to the capital you desperately need as it comes in and when you need it, i.e. ASAP. We are a capitalism facilitator. Hathrup takes the technological advancements of today, mixes them with the philosophy and ideals of the American Dream of yesterday, in order to bring you a better way to make your dreams become a reality tomorrow.”

Initially, Hathrup.com is narrowing its focus to entrepreneurs who need between $500-$25,000, for either building a prototype, purchasing inventory, or are looking to launch or expand their business.

As they now begin to enter their beta testing phase, they are seeking other like-minded thought leaders to take their site for a spin and to offer feedback. Those who are interested in participating, you can email [email protected] to get access.

###

Hathrup.com was founded in 2013 and is a LLC registered in Delaware. For more information, please visit the website at www.hathrup.com. You can keep track of their progress in real-time by following along on Twitter @Hathrup, and/or at www.facebook.com/hathrup.

Media Contact:

Mike Simmons, CMO

Hathrup Capital Funding, LLC (HCF)

PH: 305.562.9639

[email protected]

Hathrup Logo

The Hathrup Manifesto

What is www.Hathrup.com?

Hathrup Capital Funding, aka Hathrup, is a free, capital funding facilitating technology company. Hathrup is a non-bank/untraditional finance company. Hathrup is a social media/social networking company specifically for entrepreneurs and their family and friends. Hathrup is a crowd-funding company, without the strangling limitations of high minimums and the must-reach-your-arbitrary-goal-to-actually-get-funded restrictions.

Hathrup is a peer-to-peer company that allows you to receive a direct financial contribution to your company via our FundMeNow program, which is facilitated by PayPal, giving you access to the capital you desperately need as it comes in and when you need it, i.e. ASAP. Hathrup is a capitalism facilitator. Hathrup takes the technological advancements of today, mixes them with the philosophy and ideals of the American Dream of yesterday, in order to bring you a better way to make your dreams become a reality tomorrow.

We believe in the power of the human mind, and we belief that anything is possible when one is determined. We want to help remove the barriers created by the world around you, to clear the way and let you run with your innovative and potentially world changing ideas. Hathrup represents a newer and better way of doing things, one that puts PEOPLE first. We look forward to working for you, and to watching all of you change the world for the better.

As we now begin to enter our beta testing phase, we are seeking other like-minded thought leaders to take our site for a spin and to offer us feedback so that we can go live with the best service possible. If you are interested in participating, please send us an email at [email protected]. We understand that perfection is impossible to attain but we will continue striving for that unreachable ideal daily as we relentlessly work to enhance the value we provide for our users.

You can keep track of our progress by following along on Twitter @Hathrup, and/or at www.facebook.com/hathrup.